open-isp/services/voucherPaymentService.js

/**
 * Service: Voucher Payment Gateway Integration
 * Otomatis mengambil payment methods dari payment gateway yang aktif
 */
const axios = require('axios');
const { getSettingsWithCache } = require('../config/settingsManager');
const { logger } = require('../config/logger');
const paymentSvc = require('./paymentService');

/**
 * Get available payment methods dari payment gateway yang aktif
 */
async function getAvailablePaymentMethods() {
  // MODE-AWARE: gateway => Mayar | selfservice => Manual (QRIS statis)
  const _s = getSettingsWithCache();
  const _mode = String(_s.payment_mode || 'selfservice').toLowerCase();
  if (_mode === 'gateway' && String(_s.mayar_api_key || '').trim()) {
    return [{ gateway: 'mayar', code: 'MAYAR', name: 'Mayar (QRIS/VA/E-Wallet)', group: 'Pembayaran Online' }];
  }
  return [{ gateway: 'manual', code: 'MANUAL', name: 'QRIS Manual (transfer + unggah bukti)', group: 'Manual' }];
  /* eslint-disable no-unreachable */
  /* kode lama (gateway) tidak dijalankan */
  const settings = getSettingsWithCache();
  const methods = [];

  try {
    // Tripay methods
    if (settings.tripay_enabled && settings.tripay_api_key && settings.tripay_private_key && settings.tripay_merchant_code) {
      const tripayMethods = await getTripayPaymentMethods(settings);
      methods.push(...tripayMethods);
    }

    // Midtrans methods (Snap)
    if (settings.midtrans_enabled && settings.midtrans_server_key) {
      const midtransMethods = await getMidtransPaymentMethods(settings);
      methods.push(...midtransMethods);
    }

    // Xendit methods
    if (settings.xendit_enabled && settings.xendit_api_key) {
      const xenditMethods = await getXenditPaymentMethods(settings);
      methods.push(...xenditMethods);
    }

    // Duitku methods
    if (settings.duitku_enabled && settings.duitku_api_key && settings.duitku_merchant_code) {
      const duitkuMethods = await getDuitkuPaymentMethods(settings);
      methods.push(...duitkuMethods);
    }

    return methods;
  } catch (error) {
    logger.error('[VoucherPayment] Error getting payment methods:', error.message);
    return [];
  }
}

/**
 * Get Tripay payment methods
 */
async function getTripayPaymentMethods(settings) {
  try {
    const isLive = settings.tripay_mode === 'live' || settings.tripay_mode === 'production';
    const baseUrl = isLive
      ? 'https://tripay.co.id/api/merchant/payment-method'
      : 'https://tripay.co.id/api-sandbox/merchant/payment-method';

    const response = await axios.get(baseUrl, {
      headers: { Authorization: `Bearer ${settings.tripay_api_key}` },
      timeout: 5000
    });

    if (response.data && response.data.success && Array.isArray(response.data.data)) {
      return response.data.data.map(method => ({
        gateway: 'tripay',
        code: method.code,
        name: method.name,
        icon: method.icon_url || '',
        fee: method.fee_flat || 0,
        feePercent: method.fee_percent || 0,
        minAmount: method.min_amount || 0,
        maxAmount: method.max_amount || 0,
        active: method.active === true || method.active === 1
      })).filter(m => m.active);
    }

    return [];
  } catch (error) {
    logger.warn('[VoucherPayment] Tripay methods fetch failed:', error.message);
    return [];
  }
}

/**
 * Get Midtrans payment methods (hardcoded, Midtrans tidak provide API untuk list methods)
 */
async function getMidtransPaymentMethods(settings) {
  const methods = [
    { code: 'credit_card', name: 'Kartu Kredit', icon: '💳' },
    { code: 'bank_transfer', name: 'Transfer Bank', icon: '🏦' },
    { code: 'echannel', name: 'ATM Bersama/Prima', icon: '🏧' },
    { code: 'bca_va', name: 'BCA Virtual Account', icon: '🏦' },
    { code: 'bni_va', name: 'BNI Virtual Account', icon: '🏦' },
    { code: 'bri_va', name: 'BRI Virtual Account', icon: '🏦' },
    { code: 'permata_va', name: 'Permata Virtual Account', icon: '🏦' },
    { code: 'other_va', name: 'Virtual Account Lainnya', icon: '🏦' },
    { code: 'gopay', name: 'GoPay', icon: '📱' },
    { code: 'qris', name: 'QRIS', icon: '📲' }
  ];

  return methods.map(method => ({
    gateway: 'midtrans',
    code: method.code,
    name: method.name,
    icon: method.icon,
    fee: 0,
    feePercent: 0,
    minAmount: 10000,
    maxAmount: 999999999,
    active: true
  }));
}

/**
 * Get Xendit payment methods
 */
async function getXenditPaymentMethods(settings) {
  try {
    const methods = [
      { code: 'BANK_TRANSFER', name: 'Transfer Bank', icon: '🏦' },
      { code: 'EWALLET', name: 'E-Wallet (OVO, Dana, LinkAja)', icon: '📱' },
      { code: 'RETAIL_OUTLET', name: 'Retail Outlet (Indomaret, Alfamart)', icon: '🏪' },
      { code: 'CREDIT_CARD', name: 'Kartu Kredit', icon: '💳' },
      { code: 'QR_CODE', name: 'QRIS', icon: '📲' }
    ];

    return methods.map(method => ({
      gateway: 'xendit',
      code: method.code,
      name: method.name,
      icon: method.icon,
      fee: 0,
      feePercent: 0,
      minAmount: 1000,
      maxAmount: 999999999,
      active: true
    }));
  } catch (error) {
    logger.warn('[VoucherPayment] Xendit methods fetch failed:', error.message);
    return [];
  }
}

/**
 * Get Duitku payment methods
 */
async function getDuitkuPaymentMethods(settings) {
  try {
    const methods = [
      { code: 'OV', name: 'Outlet Retail', icon: '🏪' },
      { code: 'BT', name: 'Transfer Bank', icon: '🏦' },
      { code: 'CC', name: 'Kartu Kredit', icon: '💳' },
      { code: 'QRIS', name: 'QRIS', icon: '📲' },
      { code: 'EWALLET', name: 'E-Wallet', icon: '📱' }
    ];

    return methods.map(method => ({
      gateway: 'duitku',
      code: method.code,
      name: method.name,
      icon: method.icon,
      fee: 0,
      feePercent: 0,
      minAmount: 1000,
      maxAmount: 999999999,
      active: true
    }));
  } catch (error) {
    logger.warn('[VoucherPayment] Duitku methods fetch failed:', error.message);
    return [];
  }
}

/**
 * Create voucher payment transaction
 */
async function createVoucherPayment(voucherOrder, paymentMethod, appUrl = '') {
  const settings = getSettingsWithCache();

  if (!voucherOrder || !voucherOrder.id) {
    throw new Error('Voucher order tidak valid');
  }

  if (!paymentMethod || !paymentMethod.gateway) {
    throw new Error('Payment method tidak valid');
  }

  const gateway = paymentMethod.gateway.toLowerCase();

  // Prepare invoice object
  const invoice = {
    id: voucherOrder.id,
    amount: voucherOrder.price,
    item_name: `Voucher Hotspot ${voucherOrder.profile_name}`,
    sku: `VOUCHER-${voucherOrder.id}`
  };

  // Prepare customer object
  const customer = {
    name: 'Pembeli Voucher',
    phone: voucherOrder.buyer_phone,
    email: ''
  };

  // Prepare options with explicit VOUCHER orderPrefix
  const opts = {
    orderPrefix: 'VOUCHER',
    itemName: `Voucher Hotspot ${voucherOrder.profile_name}`,
    sku: `VOUCHER-${voucherOrder.id}`,
    callbackPath: '/customer/payment/callback',
    returnPath: `/customer/voucher?order=${voucherOrder.id}`
  };

  try {
    let result;

    if (gateway === 'mayar') {
      const mayar = require('./mayarService');
      const r = await mayar.createInvoice({
        name: customer.name,
        email: customer.email,
        mobile: customer.phone,
        description: opts.itemName,
        amount: invoice.amount,
        extraData: { voucher_order_id: String(voucherOrder.id), type: 'voucher' }
      });
      return { success: true, gateway: 'mayar', paymentMethod: 'MAYAR', link: r.link, reference: r.reference || r.order_id, orderId: r.order_id, payload: r.payload };
    }
    if (gateway === 'manual') {
      return { success: true, gateway: 'manual', paymentMethod: 'MANUAL', link: '', reference: '', orderId: '', payload: null, manual: true };
    }

    switch (gateway) {
      case 'tripay':
        result = await paymentSvc.createTripayTransaction(invoice, customer, paymentMethod.code, appUrl, opts);
        break;
      case 'midtrans':
        result = await paymentSvc.createMidtransTransaction(invoice, customer, 'snap', appUrl, opts);
        break;
      case 'xendit':
        result = await paymentSvc.createXenditTransaction(invoice, customer, paymentMethod.code, appUrl, opts);
        break;
      case 'duitku':
        result = await paymentSvc.createDuitkuTransaction(invoice, customer, paymentMethod.code, appUrl, opts);
        break;
      default:
        throw new Error(`Gateway ${gateway} tidak didukung`);
    }

    return {
      success: true,
      gateway,
      paymentMethod: paymentMethod.code,
      link: result.link,
      reference: result.reference || result.order_id,
      orderId: result.order_id,
      payload: result.payload
    };
  } catch (error) {
    logger.error(`[VoucherPayment] Error creating payment (${gateway}):`, error.message);
    throw error;
  }
}

/**
 * Get default payment gateway
 */
function getDefaultPaymentGateway() {
  const _s = getSettingsWithCache();
  const _mode = String(_s.payment_mode || 'selfservice').toLowerCase();
  return (_mode === 'gateway' && String(_s.mayar_api_key || '').trim()) ? 'mayar' : 'manual';
  /* eslint-disable no-unreachable */
  const settings = getSettingsWithCache();
  const defaultGateway = settings.default_gateway || 'tripay';

  const gatewaySettings = {
    tripay: { enabled: settings.tripay_enabled, key: settings.tripay_api_key },
    midtrans: { enabled: settings.midtrans_enabled, key: settings.midtrans_server_key },
    xendit: { enabled: settings.xendit_enabled, key: settings.xendit_api_key },
    duitku: { enabled: settings.duitku_enabled, key: settings.duitku_api_key }
  };

  if (gatewaySettings[defaultGateway]?.enabled && gatewaySettings[defaultGateway]?.key) {
    return defaultGateway;
  }

  for (const [gateway, config] of Object.entries(gatewaySettings)) {
    if (config.enabled && config.key) {
      return gateway;
    }
  }

  return null;
}

module.exports = {
  getAvailablePaymentMethods,
  getTripayPaymentMethods,
  getMidtransPaymentMethods,
  getXenditPaymentMethods,
  getDuitkuPaymentMethods,
  createVoucherPayment,
  getDefaultPaymentGateway
};